To this point, we all have developed narratives, biases, and behaviors, relationships surrounding money. Yet, they can continually change and grow as often (or as little) as we do. Understanding these concepts and how they relate to your life decisions has always been woven throughout my business, and it has been primarily what I have based my business on. Now, we’re giving it a name.
The decision to buy life insurance is one of the most important that we can make in our financial lives. It requires careful consideration of our needs, concerns and priorities. I am hear to discuss your needs and priorities with an objective and caring mind and heart. The strategies can be complex and I look forward to breaking them down in a way to fit your personal needs.
All of the various forms of life insurance – whole life, term life, variable life, universal life and the dozens of variations of each – can be distilled down to just two types: Term and Permanent. Very often I have seen Term used for mortgage protection, college cost replacement, and short term income replacement in the event of an untimely passing. This strategy allows for the fulfillment of the dreams you shared with your loved ones, at least from a financial standpoint.

ESG 101

by Marlene Badai on
ESG Investing can empower you to explore opportunities that may resonate with you by aligning your personal values with your investments. In ESG 101, we take a look at what ESG means, common ESG factors, rankings, and what that means for you.
In today’s financial climate, our views shape how we think about money and plan for our futures. Explore the opportunity to gain insight from different people and generations in your life. We’re happy to share our perspectives with you here within RoZel Financial.

The Basics of Legacy Planning

by RoZel Financial on
Education is empowerment. With this sentiment, we have created our series on Legacy Planning. Here in the Basics, we will discuss the fundamentals of Legacy Planning and why this knowledge is essential.